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Special Medical
Underwriting

Special Medical Underwriting is available for Canadians who are not eligible for regular market insurance because of a new or changed pre-existing medical condition or medication. This product is not available for Visitors to Canada.

If you have medical concerns, ask your broker, advisor or travel agent for a "medical underwriting quote".

Benefits of the Medical Underwriting Plan include:

  • Coverage of pre-existing medical conditions with no required stability period.

  • $5 million Emergency Medical coverage.

  • Medical interview and quote is completed over the phone.

  • The Plan can be purchased up to 60 days in advance of departure (we can quote at any time in advance).

Prior to completing the interview, you must:

  • Know your travel dates.

  • Be able to truthfully and accurately answer medical questions about your health, including medications.

  • Provide contact information.