On February 28, 2022, the global Level 3 travel advisory for COVID-19 was downgraded to Level 2. Unvaccinated Canadians are still advised to avoid non-essential travel (Level 3). Please visit our COVID-19 webpage for the latest updates regarding COVID-19 and your coverage.


Special Medical
Underwriting
Special Medical Underwriting is available for Canadians who are not eligible for regular market insurance because of a new or changed pre-existing medical condition or medication. This product is not available for Visitors to Canada.
If you have medical concerns, ask your broker, advisor or travel agent for a "medical underwriting quote".
Benefits of the Medical Underwriting Plan include:
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Coverage of pre-existing medical conditions with no required stability period.
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$5 million Emergency Medical coverage.
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Medical interview and quote is completed over the phone.
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The Plan can be purchased up to 60 days in advance of departure (we can quote at any time in advance).
Prior to completing the interview, you must:
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Know your travel dates.
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Be able to truthfully and accurately answer medical questions about your health, including medications.
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Provide contact information.