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Visitors to Canada Insurance

Protection against unexpected emergency medical expenses
while visiting Canada

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Protect yourself against the emergency medical costs of unexpected accident or sickness while in Canada. One day in hospital can cost as much as $5,000! Our Visitors to Canada insurance works for visitors, landed immigrants, returning Canadians and work/student visas.

We specialize in Parent and Grandparent Super Visa insurance and were the first company in Canada to offer a convenient Monthly Payment Option. A two-year policy is also available.

Plan Insured Services

  • Physician services in or out of hospital

  • Costs of hospitalization

  • Diagnostic testing

  • Outpatient prescription medications

  • Healthcare practitioners

  • Ambulance transportation

  • Expenses resulting from death

  • Repatriation and air ambulance

  • and more!

Plan Options

Enhanced Plan

Ages: 0 to 85 years

Comprehensive emergency medical benefit plan

Includes coverage for stable pre-existing medical conditions

Coverage limits from $15,000 to $200,000

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  • Wide range of deductibles from $0 to $10,000

  • Deductibles apply per person per policy

  • Companion and family rates available

  • Monthly Payment Option and upgrade to 2-year term available

  • $25,000 Accidental Death and Dismemberment (AD&D)

  • Dental Accident (up to $4,000)

  • Relief of Dental Pain (up tp $300)

  • $50,000 Extra Injury coverage included with the $100,000 coverage option

  • Continuing Treatment Provision with no specific limit on the number of follow-up visits

  • Unique 90-Day Provision which reinstates benefits that might be cut off after an emergency ends.

Policy Documents:

Standard Plan

Ages: 0 to 85 years

Comprehensive emergency medical benefit plan

Excludes coverage for pre-existing medical conditions

Coverage limits from $15,000 to $200,000

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  • Wide range of deductibles from $0 to $10,000

  • Deductibles apply per person per policy

  • Companion and family rates available

  • Monthly Payment Option and upgrade to 2-year term available

  • $25,000 Accidental Death and Dismemberment (AD&D)

  • Dental Accident (up to $4,000)

  • Relief of Dental Pain (up tp $300)

  • $50,000 Extra Injury coverage included with the $100,000 coverage option

  • Continuing Treatment Provision with no specific limit on the number of follow-up visits

  • Unique 90-Day Provision which reinstates benefits that might be cut off after an emergency ends.

Policy Documents:

Basic Plan

Ages: 0 to 111 years

Reduced benefit emergency medical plan

Excludes coverage for pre-existing medical conditions

Coverage limits from $15,000 to $200,000

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  • Wide range of deductibles from $0 to $10,000

  • Deductibles apply per person per claim

  • Companion and family rates available

  • Monthly Payment Option and upgrade to 2-year term available

Policy Documents:

Monthly Payment Plan (MPP)

  • Available for Super Visa, Visitor and Work/Student visa types.

  • Coverage Limits of $100,000, $150,000 or $200,000.

  • Coverage period of 365 days or 730 days.

  • Pay only a two-month deposit and $50 Policy Fee when applying for the visa. If the visa is denied the full deposit will be refunded to you (we keep the $50 Policy Fee).

  • You don't need to worry about moving the travel dates while you wait for the visa application decision. The policy remains "Pending" in our system awaiting visa approval and a request to activate with a confirmed arrival date in Canada.

  • If you return home before the end of the policy, early return refunds will still be processed even if there was a claim.

  • Fully eligible for the Parent and Grandparent Super Visa insurance requirement.

MPP

Two-Year Upgrade on MPP

2-year
  • Coverage limit resets to full amount at start of year two.

  • All other benefit maximums reset to full amount at start of year two.

  • 30-day Side Trip limit resets in year two.

  • Pre-existing Condition Exclusion does NOT reset.

  • Today's rates are locked in for two years.

  • Beat potential age band increases in year two.

  • Pay only one $50 Policy Fee when the policy is purchased.

  • Pay only for the time in Canada - refunds are available even if there was a claim.

  • Available with Parent and Grandparent Super Visa, IEC (International Experience Canada) Work Visa and Visitor visa.

  • Coverage Reinstated after End of Emergency Declared (see 90-day provision in policy wording).

Super Visa Insurance

SuperVisa
  • The Parent and Grandparent Super Visa (PG-1) is a special Temporary Resident Visa option for parents and grandparents of Canadian citizens and permanent residents to visit their family in Canada. These PG-1 Visa holders may be eligible to visit for up to 2 years without the need to renew their visa status and can be renewable up to a total period of 10 years.

  • ​To obtain a Parent or Grandparent Super Visa for Canada, visa applicants must have valid emergency medical travel insurance from a Canadian insurance company. Super Visa applicants need to provide proof that they have emergency medical travel insurance valid for a minimum of 1 year that:

  • Covers emergency medical care, hospitalization and repatriation.

  • Covers minimum of $100,000 (CAD) emergency medical coverage.

  • Is valid for each entry to Canada and available for review by a port of entry officer.

Ready to Get a Quote?

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