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Ottawa

Visitor to Canada Insurance

Protection against unexpected emergency medical expenses while visiting Canada.

Protect yourself against the emergency medical costs of unexpected accident or sickness while in Canada. One day in hospital can cost as much as $5,000! Our Visitors to Canada insurance works for visitors, landed immigrants, returning Canadians and work/student visas.

We specialize in Parent and Grandparent Super Visa insurance and were the first company in Canada to offer a convenient Monthly Payment Option. A two-year policy is also available.

Plan Insured Services

  • Physician services in or out of hospital

  • Costs of hospitalization

  • Diagnostic testing

  • Outpatient prescription medications

  • Healthcare practitioners

  • Ambulance transportation

  • Expenses resulting from death

  • Repatriation and air ambulance

  • and more!

Plan Options

Enhanced Plan

Ages: 0 to 85 years

Comprehensive emergency medical benefit plan

Includes coverage for stable pre-existing medical conditions

Coverage limits from $15,000 to $200,000

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  • Wide range of deductibles from $0 to $10,000

  • Deductibles apply per person per policy (except the Disappearing Deductible)

  • Companion and family rates available

  • Monthly Payment Option and upgrade to 2-year term available

  • $25,000 Accidental Death and Dismemberment (AD&D)

  • Dental Accident (up to $4,000)

  • Relief of Dental Pain (up to $300)

  • $50,000 Extra Injury coverage included with the $100,000 coverage option

  • Continuing Treatment Provision with no specific limit on the number of follow-up visits

  • Unique 90-Day Provision which reinstates benefits that might be cut off after an emergency ends.

Policy Documents:

Standard Plan

Comprehensive emergency medical benefit plan

Ages: 0 to 85 years

Excludes coverage for pre-existing medical conditions

Coverage limits from $15,000 to $200,000

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  • Wide range of deductibles from $0 to $10,000

  • Deductibles apply per person per policy (except the Disappearing Deductible)

  • Companion and family rates available

  • Monthly Payment Option and upgrade to 2-year term available

  • $25,000 Accidental Death and Dismemberment (AD&D)

  • Dental Accident (up to $4,000)

  • Relief of Dental Pain (up to $300)

  • $50,000 Extra Injury coverage included with the $100,000 coverage option

  • Continuing Treatment Provision with no specific limit on the number of follow-up visits

  • Unique 90-Day Provision which reinstates benefits that might be cut off after an emergency ends.

Policy Documents:

Basic Plan

Reduced benefit emergency medical plan

Ages: 0 to 111 years

Excludes coverage for pre-existing medical conditions

Coverage limits from $15,000 to $200,000 (up to $100,00 for age 86 and up)

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  • Wide range of deductibles from $0 to $10,000

  • Deductibles apply per person per claim

  • Companion and family rates available

  • Monthly Payment Option and upgrade to 2-year term available

Policy Documents:

Monthly Payment Plan (MPP)

MPP

  • Available for Super Visa, Visitor and Work/Student visa types.

  • Coverage Limits of $100,000, $150,000 or $200,000.

  • Coverage period of 365 days or 730 days.

  • Pay only a two-month deposit and $50 Policy Fee when applying for the visa. If the visa is denied the full deposit will be refunded to you (we keep the $50 Policy Fee).

  • You don't need to worry about moving the travel dates while you wait for the visa application decision. The policy remains "Pending" in our system awaiting visa approval and a request to activate with a confirmed arrival date in Canada.

  • If you return home before the end of the policy, early return refunds will still be processed even if there was a claim.

  • Fully eligible for the Parent and Grandparent Super Visa insurance requirement.

Two-Year Upgrade on MPP

2-year

  • Coverage limit resets to full amount at start of year two.

  • All other benefit maximums reset to full amount at start of year two.

  • 30-day Side Trip limit resets in year two.

  • Pre-existing Condition Exclusion does NOT reset.

  • Today's rates are locked in for two years.

  • Beat potential age band increases in year two.

  • Pay only one $50 Policy Fee when the policy is purchased.

  • Pay only for the time in Canada - refunds are available even if there was a claim.

  • Available with Parent and Grandparent Super Visa, IEC (International Experience Canada) Work Visa and Visitor visa.

  • Coverage may be reinstated after End of Emergency Declared (see 90-day provision in policy wording).

Super Visa Insurance

SuperVisa

  • The Parent and Grandparent Super Visa (PG-1) is a special Temporary Resident Visa option for parents and grandparents of Canadian citizens and permanent residents to visit their family in Canada. These PG-1 Visa holders may be eligible to visit for up to 2 years or longer without the need to renew their visa status and can be renewable up to a total period of 10 years.

  • ​To obtain a Parent or Grandparent Super Visa for Canada, visa applicants must have valid emergency medical travel insurance from a Canadian insurance company. Super Visa applicants need to provide proof that they have emergency medical travel insurance valid for a minimum of 1 year that:

    • Covers emergency medical care, hospitalization and repatriation.

    • Covers minimum of $100,000 (CAD) emergency medical coverage.

    • Is valid for each entry to Canada and available for review by a port of entry officer.

Ready to Get a Quote?

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