top of page

...bringing travel insurance into focus

Our Insurance Products

Visitors to Canada Insurance

Visitors to Canada Insurance

Protect yourself against the emergency medical costs of unexpected accident or sickness while in Canada.

Out of Country Travel Insurance

Out-of-Province Insurance

Insurance for Canadian residents travelling outside of their province of residence or outside of Canada.

Medical Underwriting Insurance


Special Medical Underwriting is available for those who have new or unstable medical conditions.

Insurance Products

Why 21st Century?

Visitors to Canada Insurance
  • 3 Plan options available to suit your needs and budget.

  • Our deductibles apply per policy*

  • Companion and family rates available.

  • Coverage options from $15,000 to $200,000.

  • Additional $50,000 Extra Injury Coverage on the $100K coverage option*.

  • 90-Day Provision: Reinstatement of coverage for a second claim related to the same condition*.

  • 24/7 claim support.

  • Monthly Payment Plan Option.

  • Two-Year option is available.

  • Flexible refund rules.

  • StandByMD (TM) included.

  • Secure payment link allows you to review the quote and enter your own credit card info.

*Not included in the Basic Plan​

Out-of-Province Insurance
  • Emergency Medical coverage with multi-lingual emergency assistance available 24 hours a day.

  • Single-trip and Multi-Trip plans with top-up coverage available.

  • The All-Inclusive Plan adds the benefits of trip cancellation & interruption, flight & travel accident, and baggage benefits to the emergency medical coverage.

  • Competitive rates and no maximum age.

  • Companion discount and family rates available.

  • Special medical underwriting is available for those who have new or unstable medical conditions.

  • All products underwritten by Manulife Financial.

  • Secure payment link allows you to review the quote and enter your own credit card info.

Why 21st Century

About Us

Federally chartered in 1979, 21st Century Travel Insurance Limited has been providing travel and visitor to Canada insurance solutions for over 40 years. Based in Cobourg, Ontario, 21st Century has more than 3500 active partners across Canada - travel agents, insurance brokers, financial advisors and insurance agencies (many with their own multiple down-line agent force).


Since 2004, our Visitor to Canada product has been underwritten by Manulife Financial. Prior to 2004 it had been underwritten by ING for many years. Our relationships with our underwriting companies have been long-term and very stable. The backing of solid, industry-leading financial institutions allows us to deliver products that you can trust.

21st Century Travel Insurance Limited operates as 21st Century Travel Insurance Services in British Columbia.

Celebrating 40 Years: Explore our journey since our founding in 1979.

About Us







Each Year






Since 2002

Contact Us

We always strive to provide the best service we can, every day. We’d love to hear your feedback. If you’re unhappy with our service, we’ll try to make it right. If you think we’ve done a good job, we’d love to know about it. If you’re thrilled with our service, that would make our day. Please let us know and post a Google Review.

Office Hours








9 to 5pm ET

9 to 5pm ET

9 to 5pm ET

9 to 5pm ET

9 to 5pm ET



 Hours Hours

Fri, Jun 28

Mon, Jul 1

(Canada Day)

9 to 4pm ET


Contact Us

Request a Call from an Agent in Your Area

Thank you for your submission. An agent will contact you during regular business hours.

bottom of page