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Our Mission

We want to feel good about our jobs and the work we do.

We want you to feel good about doing business with us.

We want to help make things better if your travel experience takes a bad turn.

Insurance Solutions

Insurance Solutions

Visitor to Canada

Protect yourself against the emergency medical costs of unexpected accident or sickness while in Canada

Out-of-Province

Insurance for Canadian residents travelling outside of their province of residence or outside of Canada.

Medical Underwriting

Special Medical Underwriting is available for those who have new or unstable medical conditions.

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Why 21st Century?

Visitor to Canada insurance

Visitor to Canada

  • 3 Plan options available to suit your needs and budget.

  • Our deductibles apply per policy*

  • Companion and family rates available.

  • Coverage options from $15,000 to $200,000.

  • Additional $50,000 Extra Injury Coverage on the $100K coverage option*.

  • 90-Day Provision: Reinstatement of coverage for a second claim related to the same condition*.

  • 24/7 claim support.

  • Monthly Payment Plan Option.

  • Two-Year option is available.

  • Flexible refund rules.

  • StandByMD (TM) included.

  • Secure payment link allows you to review the quote and enter your own credit card info.

*Not included in the Basic Plan​

Out-of-Province insurance

Out-of-Province

 

  • Emergency Medical coverage with multi-lingual emergency assistance available 24 hours a day.

  • Single-trip and Multi-Trip plans with top-up coverage available.

  • The All-Inclusive Plan adds the benefits of trip cancellation & interruption, flight & travel accident, and baggage benefits to the emergency medical coverage.

  • Competitive rates.

  • Companion discount and family rates available.

  • Special medical underwriting is available for those who have new or unstable medical conditions.

  • All products underwritten by Manulife Financial.

  • Secure payment link allows you to review the quote and enter your own credit card info.

About Us

Federally chartered in 1979, 21st Century Travel Insurance Limited has been providing travel and visitor to Canada insurance solutions for over 45 years. Based in Cobourg, Ontario, 21st Century has more than 3500 active partners across Canada - travel agents, insurance brokers, financial advisors and insurance agencies (many with their own multiple down-line agent force).

 

Since 2004, our Visitor to Canada product has been underwritten by Manulife Financial. Prior to 2004 it had been underwritten by ING for many years. Our relationships with our underwriting companies have been long-term and very stable. The backing of solid, industry-leading financial institutions allows us to deliver products that you can trust.

21st Century Travel Insurance Limited operates as 21st Century Travel Insurance Services in British Columbia.

Explore our journey since our founding in 1979

Celebrating

45 Years

About Us
Contact Us

Contact Us

We always strive to provide the best service we can, every day. We’d love to hear your feedback. If you’re unhappy with our service, we’ll try to make it right. If you think we’ve done a good job, we’d love to know about it. If you’re thrilled with our service, that would make our day. Please let us know and post a Google Review.

Address

18-1040 Division St. 

Cobourg, ON  K9A 5Y5

Contact

Opening Hours

Mon - Fri

9:00 am – 5:00 pm ET

Saturday

Closed

​Sunday

Closed

Oct 11

9:00 am  4:00 pm ET

Thanksgiving 

Closed

Holiday Hours

Dec 24

9:00 am – 3:00 pm ET

Dec 25

Closed

Dec 26

Closed

Dec 27

Closed

Dec 31

9:00am  4:00 pm ET

Jan 1

Closed

1979

Year

Established

45,000

Travellers

Protected

Each Year

3,500

Contracted

Agents

Underwriters

Since 2002

2

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