Airplane Wing


21st Century COVID-19 Emergency Medical Rider


Our Insurance Products

Visitors to Canada Insurance
Super Visa Insurance
Monthly Payment Plan
Super Visa Insurance

We specialize in Parent and Grandparent Super Visa insurance. 

Out of Country Travel Insurance
Trip Cancellation Baggage Travel Accident
Visitors to Canada

Protect yourself against the emergency medical costs of unexpected accident or sickness while in Canada.

Out-of- Province Insurance

Emergency medical insurance for Canadians travelling outside of their province of residence and outside of Canada.

Other Travel Insurance Options

Our All-Inclusive Plan adds the benefits of trip cancellation/interruption, baggage loss/delay, and Flight/Travel Accident.

Monthly Payment Plan

We were the first company in Canada to offer a convenient monthly payment plan option.

Medical Underwriting for Canadians
Medical Underwriting

Special medical underwriting is available for those who have new or unstable medical conditions.


Why 21st Century?

Visitors to Canada
  • Our deductibles apply per policy*.

  • 3 Plan options available to suit your needs and budget.

  • Coverage options from $15,000 to $200,000.

  • Additional $50,000 Extra Injury Coverage on the $100K coverage option*.

  • 90-Day Provision: Reinstatement of coverage for a second claim related to the same condition*.

  • 24/7 claim support.

  • Monthly Payment Plan Option.

  • Two-Year option is available.

  • Flexible refund rules.

  • StandByMD (TM) included.

*Not included in the Basic Plan​



  • Emergency Medical coverage with multi-lingual emergency assistance available 24 hours a day.

  • Single-trip and Multi-Trip plans with top-up coverage available.

  • The All-Inclusive Plan adds the benefits of trip cancellation & interruption, flight & travel accident, and baggage benefits to the emergency medical coverage.

  • Competitive rates and no maximum age.

  • Companion discount and family rates available.

  • Special medical underwriting is available for those who have new or unstable medical conditions.


About Us

Federally chartered in 1979, 21st Century Travel Insurance Limited has been providing travel and visitor to Canada insurance solutions for over 40 years. Based in Cobourg, Ontario, 21st Century has more than 3500 active partners across Canada - travel agents, insurance brokers, financial advisors and insurance agencies (many with their own multiple down-line agent force).


Since 2004, our Visitor to Canada product has been underwritten by Manulife Financial. Prior to 2004 it had been underwritten by ING for many years. Our relationships with our underwriting companies have been long-term and very stable. The backing of solid, industry-leading financial institutions allows us to deliver products that you can trust.

Become a partner today:
21st Founded 1979
Thousands of Canadians Protecte
21st Century Agents
21st Century Underwriters

Underwriters Since 2002


Year Established


Travellers Protected

Each Year


Contracted Agents


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18-1040 Division St.   |   Cobourg, Ontario   |   K9A 5Y5

Office Hours




9am to 5pm EST.








Contact Us Today!

COVID-19 Update: Our office is temporarily closed to the public. During this closure, we will still be happy to assist you over the phone. Please call 905-372-1779 for assistance.