Airplane Wing


COVID-19 Emergency Medical Rider

Our Insurance Products

Visitors to Canada Insurance

Visitors to Canada Insurance

Protect yourself against the emergency medical costs of unexpected accident or sickness while in Canada.

Out of Country Travel Insurance

Out-of-Province Insurance

Insurance for Canadian residents travelling outside of their province of residence or outside of Canada.

Medical Underwriting Insurance


Special Medical Underwriting is available for those who have new or unstable medical conditions.


Why 21st Century?

Visitors to Canada Insurance
  • 3 Plan options available to suit your needs and budget.

  • Our deductibles apply per policy*

  • Companion and family rates available.

  • Coverage options from $15,000 to $200,000.

  • Additional $50,000 Extra Injury Coverage on the $100K coverage option*.

  • 90-Day Provision: Reinstatement of coverage for a second claim related to the same condition*.

  • 24/7 claim support.

  • Monthly Payment Plan Option.

  • Two-Year option is available.

  • Flexible refund rules.

  • StandByMD (TM) included.

*Not included in the Basic Plan​

Out-of-Province Insurance
  • Emergency Medical coverage with multi-lingual emergency assistance available 24 hours a day.

  • Single-trip and Multi-Trip plans with top-up coverage available.

  • The All-Inclusive Plan adds the benefits of trip cancellation & interruption, flight & travel accident, and baggage benefits to the emergency medical coverage.

  • Competitive rates and no maximum age.

  • Companion discount and family rates available.

  • Special medical underwriting is available for those who have new or unstable medical conditions.

  • All products underwritten by Manulife Financial.


About Us

Federally chartered in 1979, 21st Century Travel Insurance Limited has been providing travel and visitor to Canada insurance solutions for over 40 years. Based in Cobourg, Ontario, 21st Century has more than 3500 active partners across Canada - travel agents, insurance brokers, financial advisors and insurance agencies (many with their own multiple down-line agent force).


Since 2004, our Visitor to Canada product has been underwritten by Manulife Financial. Prior to 2004 it had been underwritten by ING for many years. Our relationships with our underwriting companies have been long-term and very stable. The backing of solid, industry-leading financial institutions allows us to deliver products that you can trust.

21st Century Travel Insurance Limited operates as 21st Century Travel Insurance Services in British Columbia.

Become a Partner Today:

Founded in 1979




Thousands of Canadians Protected




Each Year

Over 3500 Contracted Agents




Underwritten by Manulife



Since 2002

Contact Us

We always strive to provide the best service we can, every day. We’d love to hear your feedback. If you’re unhappy with our service, we’ll try to make it right. If you think we’ve done a good job, we’d love to know about it. If you’re thrilled with our service, that would make our day. Please let us know and post a Google Review.








9 to 5pm EST

9 to 5pm EST

9 to 5pm EST

9 to 5pm EST

9 to 5pm EST



COVID-19 Update: Our office is temporarily closed to the public. During this closure, we will still be happy to assist you over the phone. Please call 905-372-1779 for assistance.


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