21st Century Visitor to Canada Plan Comparison

Version V10

Plan	Enhanced	Standard	Basic
Age Availability	0 to 85 years	0 to 85 years	0 to 111 years
Pre-existing Conditions	Covered*	Not Covered	Not Covered
Medical Questionnaire	Required for Age 55 to 85	Not Required	Not Required
Coverage Limits	$15,000 to $200,000	$15,000 to $200,000	$15,000 to $200,000****
Deductibles	Per Person Per Policy	Per Person Per Policy	Per Person Per Claim
Disappearing Deductible	Per Person Per Claim	Per Person Per Claim	Not Available
Companion Rates	Yes	Yes	Yes
Family Rates	Yes	Yes	Yes
Monthly Pay Option	Yes ($100,000 or more)	Yes ($100,000 or more)	Yes ($100,000 or more)
Two-Year Option	Yes	Yes	Yes
Dental Accident	Included	Included	Excluded
Relief of Dental Pain	Included	Included	Excluded
90-day Provision	Included	Included	Excluded
Number of Follow-ups	No Limit	No Limit	One Per Event
Side Trip Coverage	Included	Included	Included
Medical Coverage on Inbound & Outbound Flights	Included	Included	Included
Accidental Death and Dismemberment	Included	Included	Excluded
Extra Injury Coverage	Included**	Included**	Excluded
Healthcare Practitioners	Comprehensive***	Comprehensive***	Limited***

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*The Enhanced Plan includes coverage for pre-existing medical conditions that are stable in the 180-days prior to the policy's effective date.

**If you purchase a policy with a coverage limit of $100,000, the Enhanced and Standard Plans include an additional $50,000 of coverage for insured services that result from an injury. There is no extra injury coverage on the Basic Plan.

**The Enhanced and Standard Plans include coverage for services provided by the following healthcare practitioners: acupuncturist, chiropodist, chiropractor, osteopath, physiotherapist and podiatrist. The Basic Plan includes coverage for services provided by the following healthcare practitioners: acupuncturist, chiropractor and physiotherapist.

****Applicants 86 and older are restricted to coverage limits of $100,000 or less.