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21st Century Visitor to Canada Plan Comparison

Version V10

Plan
Enhanced
Standard
Basic
Age Availability
0 to 85 years
0 to 85 years
0 to 111 years
Pre-existing Conditions
Covered*
Not Covered
Not Covered
Medical Questionnaire
Required for Age 55 to 85
Not Required
Not Required
Coverage Limits
$15,000 to $200,000
$15,000 to $200,000
$15,000 to $200,000
Deductibles
Per Person Per Policy
Per Person Per Policy
Per Person Per Claim
Disappearing Deductible
Per Person Per Claim
Per Person Per Claim
Not Available
Companion Rates
Yes
Yes
Yes
Family Rates
Yes
Yes
Yes
Monthly Pay Option
Yes ($100,000 or more)
Yes ($100,000 or more)
Yes ($100,000 or more)
Two-Year Option
Yes
Yes
Yes
Dental Accident
Included
Included
Excluded
Relief of Dental Pain
Included
Included
Excluded
90-day Provision
Included
Included
Excluded
Number of Follow-ups
No Limit
No Limit
One Per Event
Side Trip Coverage
Included
Included
Included
Medical Coverage on Inbound & Outbound Flights
Included
Included
Included
Accidental Death and Dismemberment
Included
Included
Excluded
Extra Injury Coverage
Included**
Included**
Excluded
Healthcare Practitioners
Comprehensive***
Comprehensive***
Limited***

*The Enhanced Plan includes coverage for pre-existing medical conditions that are stable in the 180-days prior to the policy's effective date.

**If you purchase a policy with a coverage limit of $100,000, the Enhanced and Standard Plans include an additional $50,000 of coverage for insured services that result from an injury. There is no extra injury coverage on the Basic Plan.

**The Enhanced and Standard Plans include coverage for services provided by the following healthcare practitioners: acupuncturist, chiropodist, chiropractor, osteopath, physiotherapist and podiatrist. The Basic Plan includes coverage for services provided by the following healthcare practitioners: acupuncturist, chiropractor and physiotherapist.

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